Https //Abilityadvantage.thehartford.com | If an employee is unable to work due to sickness, accident, or pregnancy, their savings may not be sufficient to cover their living expenses while they are out from work. Short-term disability insurance (STD) serves to safeguard an employee’s income during lengthy work absences and may assist workers in meeting their financial obligations when they are unable to work due to a covered injury or illness.
Once you’ve signed up with The Hartford, you can be confident that the Buck has your back. It is our goal to be the industry leader in group disability insurance as well as in leave management and life insurance; we have done so by integrating our claims and benefits administration with Hartford’s Ability AdvantageSM platform.
- Short-Term Disability Insurance: Why Do Employees Need It? (STD)
Every second, someone’s life is turned upside down by a crippling injury.
Medical expenditures are the only thing covered by health insurance. - It will not cover the cost of food or rent.
- Workers’ Compensation, on the other hand, is only applicable in the case of a work-related injury or accident.
Throughout our more than 211-year history, we have offered individuals and companies the assistance and protection they need to achieve their own objectives and grab opportunities, as well as to persevere in the face of unforeseen adversities. We believe that financing human accomplishment is at the core of everything we do, and we strive to develop resilience in our communities, enable personal and business success for our clients, and provide a work environment where our staff can flourish.
Because it allows workers to remain on the job, Hartford’s short-term disability plan may aid in the preservation of productivity. Even if they do suffer an illness or accident, Hartford can give workers with the resources and support they need in order to return to their jobs as soon as is practically possible.
It is founded in our historic heritage and also at the heart of our long-term business plan that The Hartford is so committed to sustainability. What it takes to be sustainable is something we understand, and we’re doing it. We’re actively listening and adjusting so that we can stay relevant to our consumers and distribution partners, all while operating in a manner that fosters trust and confidence.